Real business impact.
Right now.
Ripple uses blockchain and cryptocurrency to help our partners send payments more quickly and efficiently. We also enable organizations of all sizes to drive broader business innovation with cryptocurrency.
- Our payments solution uses cryptocurrency to enable partners to send money faster, and at lower-cost, 24/7/365, without weekend and holiday disruptions.
- Our technology reduces the number of financial intermediaries to help save consumers money and time, lowering the traditional cross-border payment time from 3-5 days to just 3-5 seconds.
- Our solution frees our partners’ working capital by minimizing their traditional and costly pre-funding needs so they can invest in business growth.
- We enable businesses of all sizes to efficiently source cryptocurrencies from global markets in a compliant way so they can pioneer new business models and engage new customers.
Real sustainability.
Right now.
Ripple is a crypto solutions company committed to sustainability—for our company, the crypto industry and the planet.
- Carbon-neutral crypto is a reality now. Ripple uses the energy efficient cryptocurrency XRP and the XRP Ledger—the world’s first major global carbon-neutral public blockchain—to minimize our environmental impact.1
- As a Company, Ripple is on track to be carbon net-zero by 2030 or earlier. We’re reducing emissions, increasing our clean energy usage and investing in innovative carbon removal projects.
- Ripple is helping modernize and scale global carbon markets using the XRP Ledger. We are accelerating carbon removal, creating more value for suppliers and buyers, and speeding progress towards global climate goals.
- As co-founders of both the Crypto Climate Accord and World Economic Forum’s Crypto Impact and Sustainability Accelerator, we are committed to helping drive a low-carbon future for the crypto industry as a whole.
How does Ripple use XRP?
Ripple is a U.S.-based company using crypto the right way. It enables financial institutions to send money faster, with lower fees and greater transparency. Ripple uses the cryptocurrency XRP because it’s fast, efficient, reliable and carbon-neutral—and because it seamlessly supports our customers’ compliance efforts.
And Ripple is not alone: there are many other companies in the U.S. using crypto to align with the needs of consumers, businesses, banks and regulators.
What makes XRP so sustainable?
The XRP Ledger processes transactions through a unique “consensus” mechanism that consumes very little energy—around the same amount as a credit card transaction.2 This modest amount of energy is then offset to make the blockchain carbon-neutral. XRP transactions are even less energy intensive than cash.3 The energy efficiency of the XRP ledger contrasts with the high energy intensity of other blockchains that function via a “proof of work” mechanism.
Real economic opportunity.
Right now.
Ripple is helping increase access to financial innovation through the democratizing effect of blockchain technology.
- Ripple works with governments’ central banks, providing a solution to develop Central Bank Digital Currencies that can enable direct distribution of funds to the public—even those who are unbanked—and give more people access to basic financial services.
- Small and medium enterprises (SMEs) face particular challenges in cross-border payments that slow the flow of funds and make it harder for them to grow. Ripple’s payments solution enables financial institutions to help their customers—including SMEs—thrive.
- Our crypto liquidity solution helps businesses source crypto that they can use to make payments, diversify their treasury holdings and engage new customers.
Real compliance solutions.
Right now.
Ripple solutions offer the visibility needed to help financial institutions satisfy compliance requirements in the U.S. and around the world.
- Ripple helps customers meet Anti-money Laundering and Sanctions Compliance requirements to combat improper use of money by bad actors, rogue nations and more.
- Ripple is one company, among others, that helps financial institutions use cryptocurrency in a compliant way to meet business objectives—despite some misperceptions, the improper usage of crypto by bad actors is very small.4
Ripple is a U.S.-based
technology company with:
