Ripple is helping build the future of global finance

We're doing for value what the internet did for information: enabling its instant and seamless flow around the world. Using the power of blockchain technology, we enable financial institutions and other businesses to unlock economic opportunity, gain business advantage and drive U.S. innovation—all while supporting their compliance efforts.

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Business Impact

Real business impact.
Right now.

Ripple uses blockchain technology to help financial service providers send and receive payments more quickly and efficiently. We also enable organizations of all sizes to drive broader business innovation with digital asset technology.

  • Ripple Payments uses digital currency and crypto assets to enable partners to make near real-time money transfers and international payments with full transparency and no hidden transaction costs, 24/7/365.
  • Our technology reduces the number of financial intermediaries to help save consumers money and time, lowering the traditional cross border payments transaction time from weeks or days to seconds.
  • Our solution frees our partners’ working capital by minimizing their traditional and costly pre-funding needs so they can invest in business growth.
  • We enable businesses of all sizes to interact with digital assets from global markets in a compliant way so they can pioneer new business models and engage customers with new financial services.
Economic Opportunity

Real economic opportunity.
Right now.

Ripple is helping increase financial inclusion and access to financial innovation through the democratizing effect of blockchain technology.

  • Ripple’s institutional-grade digital asset custody solution enables traditional finance, other organizations and their customers to safely store and interact with tokenized assets, digital currencies and other tokens in a secure way.
  • Small and medium enterprises (SMEs) face particular challenges in cross-border payments that slow the flow of funds and make it harder for them to grow. Ripple’s payments solution enables financial institutions to help their customers—including SMEs—thrive.
  • Our payments and liquidity solution helps businesses interact with digital assets to make payments and engage customers with new financial services.
Compliance

Real compliance solutions.
Right now.

Ripple solutions offer the visibility needed to help financial institutions satisfy compliance requirements in the U.S. and around the world.

  • Ripple helps customers meet Anti-money Laundering and Sanctions Compliance requirements to combat improper use of money by bad actors, rogue nations and more.
  • Ripple is one company, among others, that helps financial institutions use blockchain technology in a compliant way to meet business and finance objectives—despite some misperceptions, the improper usage of crypto by bad actors is very small.1
Sustainability

Real sustainability.
Right now.

Ripple is a crypto solutions company committed to sustainability—for our company, the crypto industry and the planet.

  • Ripple uses the energy-efficient cryptocurrency XRP and XRP Ledger—the world’s first major global public blockchain to mitigate carbon emissions—to minimize our environmental impact.
  • As a company, Ripple recognizes the imperative need to address climate change. We’ve taken an innovative approach to reaching our 2030 net-zero target, including significant investments into renewable wind and solar energy projects and advanced market purchases of high-quality carbon removal.
  • As co-founders of both the Crypto Climate Accord and World Economic Forum’s Crypto Impact and Sustainability Accelerator, we are committed to helping drive a low-carbon future for the crypto industry as a whole.
Explore:
Ripple and XRP
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How does Ripple use XRP?

Ripple uses crypto the right way. It enables financial institutions to send money faster, with lower fees and greater transparency. Ripple uses the cryptocurrency XRP because it’s fast, efficient, reliable and futureproof— and because it seamlessly supports our customers’ compliance efforts.

Ripple is not alone: there are many other companies using crypto to align with the needs of consumers, businesses, banks and regulators.

What makes XRP so sustainable?

The XRP Ledger processes transactions through a unique “consensus” mechanism that consumes very little energy—around the same amount as a credit card transaction.2 This modest amount of energy per transaction is then offset through investments in carbon and energy projects to balance out residual emissions. XRP transactions are even less energy intensive than cash.3 The energy efficiency of transactions on the XRP ledger contrasts with the high-energy intensity of other blockchains.

ABOUT

Ripple is a U.S.-based
technology company with:

80+
Countries where Ripple is delivering transformative solutions.
15
Offices in key technology and financial centers around the world.
900+
Employees with a passion for purpose and deep respect for diversity.
Ripple is helping businesses, governments and entrepreneurs build the future of global finance.
Learn how we are creating a more innovative, efficient, inclusive and sustainable world, one financial transaction at a time.
Learn more